Our Values
Guiding Your Wealth Management Strategy
At Northfront Financial, our core values guide every action we take in service of our clients. These values are the foundation of our commitment to your financial well-being and success.
1- Collaboration is Key: By working together, our clients achieve greater results, confidence, and control in their future.
2- Be of Service: Growth and success come by listening to, and then acting on behalf of, our clients.
3- Adapt as Needed: We use our combined experience to quickly adapt and recommend solutions for the best outcomes.
4- Simplify the Complex: Clarifying financial intricacies to enable informed decisions, boost stability, and improve results.
5- Entrepreneurial Spirit: Innovation drives client-focused solutions, empowering them with greater autonomy.
With these values, your wealth management strategy can be understood through four key areas: Planning, Reporting, Investing, and Fee-Based Compensation.
Planning
A Focused and Effective Planning Process Tailored to You
Your needs are unique. Never accept a pre-packaged wealth strategy.
Step 1
An in-depth conversation provides a comprehensive understanding of where you’re currently at and where you want to be with clear objectives and goals, including realistic timelines.
Step 2
Your advisor provides your personalized financial plan and Investment Policy Statement and reviews it with you to ensure it meets your unique needs and goals.
Step 3
As your fiduciary advisor, we will execute your investment strategies, as outlined in your plan and Investment Policy Statement, including ongoing monitoring and expert management.
Step 4
Regular update meetings allow you to review progress towards your goals and objectives. These are an opportunity to discuss any changes or concerns regarding your personal or financial interests.
Reporting
Transparent and Consistent Performance Updates
We see it all the time - when you have a lot of wealth, you have a lot of responsibility. We help you manage this responsibility with confidence through clear reporting updates. Each update is an opportunity for us to connect and adjust your strategy as needed.
Investment Statements
These monthly investment statements are delivered via email or your secure online client portal.
Performance Reports
Quarterly performance reports delivered one month following the end of each quarter outline your returns, asset allocation, and account positions.
PM Commentary
Regular updates throughout the year, delivered via email and within your reports, share key insights on market trends and investment drivers affecting your portfolio.
Year in Review
A yearly in-person review meeting to review your investments, discuss performance, and speak to any future opportunities that make sense for you and your goals.
Investing
Innovative Solutions for Your Unique Needs
Your financial decisions shouldn’t keep you up at night. With the right partners by your side, you can transform uncertainty into confidence, anxiety into peace of mind, and build a future where every investment aligns with your goals and values. Northfront Financial gives you access to diverse investments and services that make this future your reality. A sampling of the investments available to you include:
- Comprehensive Financial, Retirement, and Estate Planning (for individuals and business owners).
- Professionally managed investment portfolios tailored to your specific objectives and risk/reward expectations.
- A mix of traditional investments, including equities, mutual funds, and fixed income products
- Support for all account types: RRSPs, RRIFs, RESPs, RDSPs, TFSAs, LIRAs, and LIFs.
- Cross Border Solutions (US Licensed and US custodied accounts through Northfront Financial USA Inc. and its custodian RBC Advisor Services).
- Access to sophisticated opportunities and enhanced diversification through alternative assets.
- Comprehensive support for a variety of business needs, including company pension plans and benefit programs, as well as life and disability policies (provided through Raymond James Financial Planning).
Fee-Based Compensation
True Transparency for Confident, Consistent Asset Growth
Our fee structure is designed to ensure that our interests are perfectly aligned with yours. By basing our fees on the market value of the assets we manage for you, we create a true partnership where your success is our success.
This approach offers you significant value and benefits, including comprehensive financial planning, expert investment advice, and guidance on tax and estate matters. More importantly, it establishes a solid, long-term relationship between our firm and your wealth goals, fostering a genuine ‘win-win’ scenario.
Professionalism and Experience
Combing the Right Experience with the Right Asset Approach
We know that finding your financial sweet spot – where you’re neither depriving yourself nor overspending – can be challenging. With the right expert guidance, you can strike that balance so you can enjoy today while confidently securing your tomorrow. Our goal as your advisors is for you to rest easy knowing that your finances are in professional hands with your best interests at heart. We recognize that your needs are unique, which is why we never offer pre-packaged solutions.
Northfront Financial is an independent, portfolio management firm directly regulated by and registered as a Portfolio Manager with the Alberta Securities Commission, British Columbia Securities Commission, Ontario Securities Commission, New Brunswick Securities Commission and the Autorité des marchés financiers in Quebec. Further, we take pride that we are a stable organization with a proven track record that demonstrates credibility in our collective skills, expertise, and wealth management strategies.
Gain wealth confidence to remove wealth complexity
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